Insurance and Additional Insureds. (i) Subcontractor shall at all times and in all operations performed under this Subcontract carry insurance of the following minimum types of Coverage and minimum Limits of Liability unless the Contract Documents require additional or different insurance coverage, terms or limits:

(a) Workers' Compensation: Statutory Coverage as required by the laws of the State and Employers Liability Insurance with limits not less than $1,000,000 per Accident;
(b) Commercial General Liability (including Premises and Operations, Contractual Liability for all Claims referred to in Paragraph 7 "Indemnity", Personal Injury Broad Form Property Damage to include Completed Operations in amounts not less than the following: $1,000,000 per Occurrence for Bodily Injury and Property Damage/$1,000,000 Personal Injury/$2,000,000 Aggregate for Products and Completed Operations and $2,000,000 General Aggregate on a Per Project basis;
(c) Business Auto Liability (for all Owned, Non-owned and Hired vehicles) in amounts no less than
$1,000,000, combined single limits of $1,000,000 for Bodily Injury and Property Damage;
(d) Commercial Umbrella/Excess Liability in amounts not less than $3,000,000 per Occurrence/ $3,000,000 Aggregate for subcontract prices of $1,000,000 or below (except for the trades of concrete, precast concrete, masonry, steel, curtainwall, electrical, plumbing, HVAC, elevator, insulation and fire protection which limit shall be as if the Subcontract price had been in excess of $1,000,000), limit of $5,000,000 for subcontract prices of $1,000,001 to $3,000,000 and limit of $10,000,000 for subcontract prices above $3,000,000.
(e) Professional Liability: If Subcontractor's scope of work includes the obligation to provide any architectural or professional/engineering services, Subcontractor shall provide professional liability insurance in minimum limits of $2,000,000 each claim and $2,000,000 aggregate coverage with a maximum of $100,000 deductible (or self-insured retention).
(f) If Subcontractor is to provide Environmental or Remediation Service, Subcontractor shall provide Pollution Liability in minimum limits of $1,000,000 each claim with $1,000,000 total limit with a maximum of $100,000 deductible.

(ii) (a) The Subcontract Amount includes and the Subcontractor shall name as additional insureds on the Subcontractor's Commercial General Liability Policy, employing ISO Form CG 20 10 [10/01 or 7/04 version] in conjunction with ISO Form CG 20 37 [10/01 or 7/04 version] or equivalents and Business Auto Liability and Subcontractor shall provide to Contractor the insurers' endorsement(s) confirming:

(b) The Additional Insured Endorsement to the applicable Subcontractor's Provided Insurance (as defined in Article 22 of the Conditions to this Agreement) policies shall provide: "With respect to any claims, losses, damages, expenses, or liabilities arising out of Subcontractor's Work and/or performance of the Subcontract, this Subcontractor's Provided Insurance will be primary over any other insurance available to Contractor or Owner or any of the Additional Insureds ("Non-Subcontractor Provided Insurance") and such Non-Subcontractor Provided Insurance shall be in excess of, non-contributory with and need not be horizontally exhausted to payment by any and all of workers compensation and primary commercial general liability and commercial umbrella/excess liability insurance afforded by this Subcontractor's Provided Insurance."

Add all additional insureds.

(iii) Cancellation. Each of the Subcontractor's Provided Insurance policies must state that the Insurer is to provide Contractor thirty (30) days advance written notice of cancellation, reduction, or material change in coverage or limits.

(iv) Waiver of Subrogation (Workers Compensation). The Subcontractor will provide a Waiver of Subrogation endorsement in favor of the Henry Bros. Insureds which shall apply to provide that subrogation shall be waived against the Henry Bros. Insureds regarding workers compensation on all Projects to which this Subcontract Master Agreement applies.